“Trucks remain a major source of pollution that creates smog, and smog is linked with coughing, wheezing, shortness of breath, and can cause asthma and premature death.”
Paul Billing’s (American Lung Association)
Larger vehicles like trucks are responsible for a significant portion of transport pollution. This pollution affects both the environment and human health negatively. We rely heavily on trucks to transport our goods around the country. It’s not practical or financially realistic to build electric trains to transport all our goods. The next best thing is to look at how we can make our trucks more environmentally friendly.
Which Companies are Making Changes?
The issue is already being looked at and worked on by multiple transport companies across the globe, such as Tesla, Rivian, and Einride. There is a growing trend and expectation for big companies to change their delivery fleet to electric within the next five years.
Many have already started doing so, Amazon is in the process of creating a fleet of 100,000 electric delivery vans, in partnership with Rivian. UPS in the UK is moving towards a fully electric mail delivery service. They have already ordered a fleet of 10,000 delivery trucks through the electric truck company Arrival, which will be rolled out between 2020 and 2024.
Japanese design brand Muji has recently launched an electric autonomous shuttle bus. The Swedish company Einride has created autonomous electric logging trucks, which are already being used in Sweden. In the US Proterra is producing electric buses and school buses.
Another example of electric truck ingenuity is the Tesla Semi, as pictured at the top of the page. The Semi has a lot of great features, and best of all it uses less than 2 kWh per mile energy consumption. There are no doubt other companies competing with Tesla now too.
The future of trucks is electric. As it needs to be, in order to meet global emission reduction targets from the UN and individual countries. There is significant progress in many countries but we are still in the early stages, with trials and prototypes, especially for the autonomous vehicles. There are a lot of great things happening for the electric truck industry though, and we are very confident it is an industry that will continue to grow and thrive in years to come.
Truck Pollution Can Affect Covid-19 Mortality Rates
The symptoms of Covid-19 can be compared with the effects of smog in on our respiratory system. The rise in Asthma and lung conditions in polluted areas is very worrying. A new Harvard Study has made a connection between cities with smog and rate of mortality for Covid-19. The study found that cases of Covid-19 are higher and more deadly in cities with higher air pollution. Air pollution which is largely contributed to by the transport industry.
The mortality rate of Covid-19 sufferers went up by approximately 8% if they were living in a city with significant air pollution. Their lungs were no doubt already affected by the usual smog. Which in turn would make it harder to then cope with the added pressure on the respiratory system from the Covid-19 virus. Meaning they are more likely to succumb to it.
The Environmental Impact of Transport Pollution
Transport pollution, of which delivery trucks make up a decent sized chunk, is a serious concern worldwide. Transport is responsible for a large portion of all carbon emissions worldwide, alongside electricity and manufacturing.
Statistics and Image Credit: transportgeography.org
The next challenge will be to look at the source of the electricity used for cars and other modes of transport. There are concerns about the load on the national grid, and where the grid gets its power from. In countries like New Zealand 83% is renewable, from wind or water but there is a still a small percentage from coal and gas. Most countries are working towards that sort of balance at the moment as well, with majority renewable energy from natural sources. It is however still better environmentally to switch to electric vehicles, even if the source is not fully renewable, this is explained well by ‘Climate Explained’.
There are a lot more electric cars and trucks in production, and on the road now than ever. But in order to make a big enough positive impact in the current climate crisis we still have a long way to go. We need clean electric vehicles now, more than ever. The impact of transport pollution on our health and the health of the planet is simply too great to ignore.
Being a taxi driver offers many people a great opportunity to make a good living and work independently according to their own schedule. As a self-employed worker, you’ll have the flexibility in choosing what hours and days you wish to work. For this reason, there are thousands of professionals entering this industry every year.
For many individuals, this will be their main source of income, while others will carry out this work on a part-time basis during the evenings and weekends. Earnings are just one side of the coin, as expenses need to be equally considered. In the last 10 years, business costs such as fuel, tax, insurance and maintenance have steadily risen. Whilst most of these will be out of your control, one variable you can save money on is taxi insurance. Online comparison websites sites such as Utility Saving Expert have made it easier than ever to find the most competitive quote within minutes.
Insurance premiums have risen across all industries, and this is no different for the taxi industry. Fortunately, we’ve put together a number of practical tips you can use to get cheaper private hire insurance.
Buy taxi insurance cover that meets your requirements
Insurance companies will present you with all sorts of ‘special offers’ when you’re looking to renew your policy. While some of these can be helpful, often they’ll bundle in a number of optional extras that you simply don’t need and shouldn’t be paying extra for. Start by considering what level of cover you actually require and only include any extras that you feel are essential for your needs.
For example, breakdown cover may be included but you have already bought this elsewhere, some drivers even have this cover through their bank account.
Increase your excess
All taxi insurance policies will include a standard excess, in addition to this, providers will also include a voluntary excess. You will have the option of increasing your voluntary excess which could reduce your total premium. Please note that should you be involved in an accident and have to make a claim, you will be expected to pay this excess. So please choose an amount you feel comfortable with paying should this happen.
It’s beneficial to compare each voluntary excess level so see how much of a difference it makes to the total policy cost. This is because some insurers offer larger discounts than others if you were to change this.
Consider a telematics policy
A telematics insurance policy, often referred to as black box cover can help both newly qualified and existing professionals save money. In addition to cutting costs, this will also help taxi drivers improve their driving through encouraging a safety-first approach.
Essentially, a small device is fitted inside your cab and monitors your driving behaviour. Information collected includes things like what speed you’re driving, your cornering and even the time of day you’re on the road. This data is recorded and sent back to your insurer, if they can see that you’re responsible behind the wheel, you’ll be viewed as a lower risk driver and your premium may be reduced to reflect this.
Have a clean driving history
Being responsible on the road evidenced through a clean driving license can also help you get cheaper cover. If you’ve been driving for many years without breaking the law, insurers can see that you’re a low risk driver. This will mean that you’re less likely to make a claim as compared to those who have points on their license from speeding or any other forms of dangerous driving.
Did you know that many taxi insurance providers will be able to give you a discount simply for paying annually? Cover can be costly and it’s easier for most to pay through monthly instalments, however this method will result in extra charges. If you have the available funds, consider paying as a lump sum and you may be able to save over £100 each year.
Consider an eco-friendly vehicle
Electric or hybrid vehicles can potentially be cheaper to insure when compared to their petrol and diesel counterparts. This is because they will often have less powerful engines but still offer similar performance. A select number of insurers even go as far as offering EV drivers a small discount for going green. This discount could be appreciable when you consider that the average taxi insurance policy costs well over £1,500 per year.
Compare quotes through an online comparison site
So, you’ve received your renewal quote and it includes a substantial price hike. There’s a perfect solution to this: compare taxi insurance online through Utility Saving Expert to find a more competitive policy. It’s easy and takes less than 10 minutes to compare quotes from leading providers, saving you time and money.
After completing one short form, you’ll be shown a list of options to choose from, allowing you to filter by price and features.
Hopefully you’re able to take advantage of some or all of these 7 tips to get cheaper taxi insurance. Before buying, remember to read the terms and conditions, along with any policy exclusions and limitations that may also apply.
If your business is involved in the repairing, handling, or distribution of vehicles, it’s imperative you consider motor trade insurance. Insurance may prevent disastrous financial consequences in the case of car accidents and other issues involving your company. Unfortunately, many business owners and managers are unaware of the helpful options available to them. Hence, here’s everything you need to know about insurance options for motor trades.
What’s Best About Insurance for Motor Trades?
Motor trade cover is insurance specifically designed for businesses that deal with vehicles as a core function of their business model. The protection applies to a range of different businesses, such as car resellers and repair garages. These businesses are incredibly vulnerable should they face accidents and issues regarding the motor vehicles that they handle, especially considering most cars are worth at least a few thousand pounds. Motor trade policies cover a whole range of common scenarios faced by companies that deal with vehicles, providing peace of mind for all stakeholders.
Cover from Flooding, Fires, and Other Natural Occurrences
Natural occurrences such as flooding, hail, and forest fires are all included within most policies for motor trades. Many businesses that have their vehicle stock in open and vulnerable areas, such as car dealers, will face disastrous consequences during situations such as flooding if they don’t have insurance. It’s important to remember that it only takes one bad incident such as flooding to completely financially ruin a business that relies heavily on their vehicle stock. With this in mind, getting trade insurance that covers these natural disasters is imperative.
Cover from Employee Dishonesty
Consumer protection laws are expanding and becoming increasingly complex, larger motor vehicle businesses without coverage from employee fraud and dishonesty are incredibly vulnerable. Motor trade policies cover incidents where an employee has lied or committed fraud on behalf of the company. Situations such as a sales representative of the business using unethical tactics to trigger a sale can lead to legal action under legislation such as consumer protection laws. Without coverage in these scenarios, legal fees and other forms of compensation may quickly bankrupt a vehicle company.
Complete Vehicle Value Payouts for Claims
Motor trade policies are specifically designed with businesses in mind, meaning payouts for claims are different from policies for individuals. Generally, the payouts determined for vehicle insurance for individuals are much lower than those with trade insurance. Depending on the insurer, companies may agree on a very high benchmark regarding how to determine the lump sum payout for a claim. For example, an agreement that uses resale value instead of depreciated book value for claims involving vehicle assets is possible through these policies.
How to Choose the Right Motor Trade Insurance
There are plenty of reputable providers of motor trade policies, so it’s recommended that you shop around. Generally, you should focus on finding an insurer that has policies that have the highest synergy with your business model. Some plans are better suited to car resellers while others for repair garages. Now that you understand the importance of this kind of insurance, it’s essential you take the necessary time to find a policy that’s most beneficial for your business.
If you are going to drive for a living, you need to know what insurance you need. The work you do in your vehicle will impact the type of insurance you need to get. If you are going to work as a delivery driver, you need to consider courier insurance.
Who Needs Courier Insurance?
If you are transporting products or documents between a business and customer for payment, you need to have the best courier insurance. This is required regardless of the type of vehicle you drive. If you use your personal vehicle for this business, you need courier insurance.
Your personal insurance will not cover the use of your vehicle for business purposes. If you only have personal insurance and are stopped by the police during a delivery, you will be considered uninsured. This carries a fixed financial penalty of £300 and 6 points on your license. There is also a chance that your vehicle will be confiscated.
Additionally, if you need to claim against your insurance, you will have to prove you were not using the vehicle for business purposes. This can be hard to accomplish and could result in you having to pay out of pocket for any damage. Your personal insurance will also not cover the goods you are transporting.
Courier Or Haulage Insurance
When you look at courier cover, you will notice that many insurance companies offer haulage insurance. These two policies are different and the one you need will depend on the number of stops you make each day. If you are making multiple deliveries in a local area, courier cover is the best option. However, if you only make one or two big deliveries each day, you may want to look at haulage insurance.
What Does Courier Insurance Cover?
Knowing that you need courier insurance is important, but you need to know what it covers. There are three levels of insurance available and the one you choose depends on the coverage you want. The levels are similar to personal car insurance.
The best coverage comes with comprehensive insurance. This insurance level will cover all third-party costs as well as your vehicle and yourself. You will be able to claim the costs to repair your vehicle in the event of an accident.
Third-party fire and theft is the second-highest coverage level. As the name suggests, all third-party costs will be covered. You will also be able to claim if your vehicle is stolen or suffers fire damage. Other damage cannot be claimed.
The lowest coverage is third-party only. This insurance covers the cost of third-party damage, but not the damage to your vehicle. This will need to be paid out of pocket.
As part of your courier protection, you will need to get goods in transit cover. This will provide coverage for the products or documents you transport. Many courier policies will include this coverage, but you need to check this.
Courier insurance is a necessity for all new drivers. If you are caught using your vehicle for deliveries without this, you will be viewed as uninsured and face the penalties for this.
Car enthusiasts will be excited to know that the rumours mentioned here are most likely facts that are just waiting to be officially unveiled…
Ever listened in on a conversation between two car enthusiasts? You’ll hear many rumours about upcoming models of cars, the possible modifications, their implications and all that is related. Such rumours are often released by car brands themselves to ensure that the conversation around their work continues unabated.
Making comparisons with other brands in the same category, suggesting changes that can be disruptive, improving the luxury factor of a model and safety inclusions, all of these can be the source of constant chatter and keep enthusiasts in the loop of what is going on.
Everyone understands that not all the rumours translate into actuality. Nevertheless, here is a look at some rumours that have a lot going for them and show every sign of coming true… so sit down, buckle up, make sure your car insurance is valid, and plan your next car purchase.
Ford’s F-150 pickup truck to ditch a configuration
2021 will see a brand-new version of the world-wide bestselling popular off-roader F-150 pickup truck make an entry. But if rumours are to be believed, one of its two configurations has been laid to rest. The SuperCab is not going to feature anymore. This leaves just the SuperCrew four-door option. The basis of this rumour is from a leaked VIN decoding sheet which does not list a line item for the half-door SuperCab.
Europe and China – and not the USA—will get the new Volkswagen
There is a certain satisfaction in driving a low-riding car that packs some serious cargo hauling space. And that’s precisely what Volkswagen is cashing in on with their Arteon R and Arteon wagon models. The high-powered Arteon R has been making waves all over. It is rumoured to come with 404 HP from a 3.0 litre turbo-charged VR6 engine. However, both models are being targeted at markets in Europe and China. So for now, other markets will be disappointed knowing that the four door shooting brake style vehicle is not going to be touching their shores.
BMW X8 M is on its way
BMW’s X family is going to get a new addition and the world simply can’t wait to see it come through. Rumours of a high-end X8 have been making the rounds for ages now. This can be confirmed considering BMW has filed for a patent on the X8M with the German Patent and Trademark Office. The new X8 will be beauty and will be ultra-luxurious with four seats. It should be out by 2021. There are however, no spy shots to fall back on so for now, it’s a waiting game.
Tesla Cybertruck’s sales to reach a cool $1 million
When it comes to Tesla, you know Elon Musk will be up to something unimaginable and most likely working hard to make it come true. The Cybertruck is one of the most talked about models since its unveiling in November 2019. Pre-sales bookings have surged to 600,000, possibly egged on by $100 deposits. There is every chance that this number may hit one million. This is Tesla’s first product for passenger trucks and it immediately had people sitting up in attention for its tank-like design and armour-like glass. It is also said to come in single, dual and tri-motor wheel drive options.
Ford’s Mustang Shelby GT350 may have reached the end
Car enthusiasts all know that the two best models of sixth generation S550Mustang are the Shelby GT350 and GT500. But, the sad news is that only one of these is going to be around going forward. In all probability the Shelby GT350 and its track variant GT350R will be discontinued. All this is in Ford’s effort to cut down on its muscle cars. The reason for this – despite popularity, is that sales for the model have been seeing a downward trend and no real chances of picking up.
Nissan 400Z packs 400 horsepower and manual transmission
Don’t you love it when a new model comes up with some amazing additions to all your favourite features? Take the Nissan 400Z which will succeed the 370Z model. It is reported that this second-generation model will come with twin-turbo 3.0 litre V6 engine from Infiniti Q60. This means 400HP and 350 pound torque. You will go from 0-96 km/h in 4.5 seconds. The car will have a manual gearbox so all ye purists rejoice.
Heads up—Mercedes-Benz EQS BMW i7 is here
BMW is taking Electric Vehicles (EVs) very seriously and its 7-series flagship sedan will see an EV version called i7. The launch of the model was confirmed during a press conference in Munich. A broad understanding that was provided says that the car is will be to the 7 series what the iX3 to the iX series. It will not have the V8 and V12 power plants. The general growth of the EV market, alongside advancements in battery construction and lifespan, mean that EVs are becoming increasingly energy friendly, a sticking point for environmentalists historically.
Range Rovers from Land Rovers defined the luxury in SUVs in the early days of its production. It comes with the power of original Land Rover while providing the luxury of high-class interiors. It is equally powerful on the outside and luxurious on the inside, making it a highly preferred SUV for on and off-road journeys. Even while people are paying huge amounts of money on Range Rover, it begs the question of whether they are really worth it as the users have faced high maintenance cost even after spending so much. What really makes the Range Rover a desirable SUV?
Since it first began its production in 1970, the Range Rovers were already popular among people. Due to the luxury comfort and the ability to conquer any terrain, Range Rovers were looked at as the powerful machines. Since then, there have been many changes inside the SUV as well as on the performance. Many even believed that these changes would affect the power for which they became popular in the first place.
The SUV models from Range Rover are strong and have a neat styling. They were the first SUVs to introduce 4×4 drive. Today there are several models available today which are all praised for style, luxury, and power.
Range Rovers today
The manufacturers and engineers have always kept up with the technology while designing the new SUVs. Many new features and components have been introduced in the past decade, including aluminium unibody, air suspension, traction control, and Terrain Response which is exclusive in the Range Rovers. It provides complete cruise control for easily running through the toughest terrains. Many other companies have been inspired by the 4×4 SUVs and tried to imitate Range Rover in performance. But in some cases, the Range Rover is still unbeatable, for example, the efficient driving through a 2 feet deep water body. New features also include cameras which help the drivers to detect the ground around the driveway to avoid any unseen obstacles.
So where does Range Rovers lack?
The repair and replacement charges for Range Rovers can be heavy in the pockets. Even after an owner pays the entire payment for the SUV, several maintenance charges can haunt them from time to time. The replacement parts are so costly that the owners end up paying almost equal to the initial amount in 5 years. The air suspension, steering, parking sensors are some of the components which have been found to maintained repeatedly in the Range Rovers. The customer expects not to face the same problems with the new models, but for some reason, the engineers are looking over this issue. The owners have found their own ways of overlooking the problems by purchasing the new models when they come out instead of spending on the repairs for the older version.
Is it worth it?
Many Range Rover fans differ to accept that changes are necessary while many of them do feel that it can help their pockets. The question of whether it is really worth the purchase depends on whether you want a Luxury SUV and whether you can afford to buy new ones. If your warranty can cover the expenditure on the repairs and maintenance, you will not face a problem. Range Rovers are a trend which requires a switch to the newer models. However, if you are planning to get a second-hand SUV, Range Rovers are probably not the best option for you as it will need a lot of maintenance, especially when you use it daily.